Career Opportunity: Relationship Manager – Asset Rehabilitation & Recoveries at National Bank of Pakistan (NBP)

Empowering Pakistan’s Financial Future with Strong Leadership and Vision

The National Bank of Pakistan (NBP), often known as The Nation’s Bank, continues to be one of the country’s most trusted and leading financial institutions. With a vast local and international presence, NBP plays a pivotal role in supporting Pakistan’s financial well-being, driving inclusive economic growth, and fostering sustainable development.

As part of its strategic plan to evolve into a future-fit, agile, and sustainable financial institution, NBP is inviting applications from talented, experienced, and dedicated professionals for a significant position in Special Assets Management, based in Karachi.

This recruitment is an exceptional opportunity for banking professionals seeking to contribute to NBP’s long-term mission and to build a meaningful career with one of Pakistan’s most respected banks.


—

Position Details

Job Title: Relationship Manager – Asset Rehabilitation and Recoveries
Position Grade: OG-I / AVP
Location: Karachi
Department: Special Assets Management
Reporting To: Wing Head – Asset Rehabilitation


—

Educational and Professional Qualification

Candidates applying for this position must meet the following academic requirements:

Minimum Graduation from an HEC-recognized local or international university/college/institute.

Master’s degree or any other relevant professional qualification will be preferred.


This qualification ensures candidates have the theoretical and technical grounding required for complex financial restructuring and asset recovery functions.


—

Experience Requirements

To qualify, applicants must demonstrate a solid track record of professional experience in banking and asset management:

Minimum of 4 years of banking experience, including at least 1 year in managing Asset Restructuring & Rehabilitation and/or dealing with recovery portfolios.

Candidates with experience in corporate or commercial banking (business or risk management) or legal/litigation related to financial recoveries will be highly preferred.


This experience criterion ensures candidates are capable of handling the complex financial, legal, and operational challenges that come with asset rehabilitation.


—

Skills and Expertise Required

NBP is looking for individuals who bring not just experience but also strong analytical and interpersonal skills. Candidates should have:

Sound knowledge of Retail, SME, and Agri financing.

Familiarity with SBP Prudential Regulations.

Excellent communication, analytical, and negotiation skills.

Proficiency in Windows and MS Office (Word, Excel, PowerPoint).

Ability to prioritize tasks and meet strict deadlines.

A proven record as a team player with strong decision-making capability.


These skills reflect the level of professionalism and agility required to manage distressed assets efficiently.


—

Key Responsibilities

The Relationship Manager – Asset Rehabilitation and Recoveries will be responsible for a wide range of strategic and operational duties, including:

1. Develop and Implement Remedial Strategies:

Design and execute plans for the rehabilitation of non-performing portfolios.



2. Proposal Preparation:

Draft proposals for out-of-court settlements, restructuring, or rescheduling for management approval.



3. Portfolio Management:

Oversee portfolios, manage waiver cases, and process approval requests.



4. Policy Implementation:

Ensure all restructuring/rescheduling activities comply with State Bank of Pakistan regulations and NBP policies.



5. Risk Assessment:

Conduct financial reviews of tagged accounts to identify risks and opportunities for credit recovery.



6. Legal Coordination:

Work closely with NBP’s Legal Division and Credit Administration to handle litigation, documentation, and compliance.



7. Client Communication:

Make timely client calls, record communications, and ensure a proper audit trail.



8. Reporting and Compliance:

Prepare management reports (MIS), monitor portfolio progress, and ensure compliance with internal and external regulations.



9. Additional Duties:

Perform other tasks as assigned by supervisors to support the asset recovery function.




These responsibilities combine financial expertise with strategic problem-solving to maximize asset recovery while maintaining compliance and efficiency.


—

Assessment and Selection Process

Only shortlisted candidates who meet the eligibility criteria will be contacted for an assessment test and/or panel interview.

No TA/DA (Travel Allowance/Daily Allowance) will be admissible for tests or interviews.


NBP’s hiring process emphasizes merit, transparency, and fairness to ensure the best candidates are selected.


—

Employment Type and Benefits

This position will be offered on a contractual basis for three years, renewable at the management’s discretion based on performance.

Selected candidates will enjoy a competitive compensation package aligned with the Bank’s policy, along with additional benefits that promote professional and personal growth.


—

How to Apply

Interested professionals are encouraged to apply online through the official Sidat Hyder career portal:
👉 www.sidathyder.com.pk/careers

Applications must be submitted within 10 working days from the date of publication of the advertisement.
Late applications will not be considered under any circumstances.


—

Equal Opportunity Statement

The National Bank of Pakistan is an equal opportunity employer, welcoming applications from all qualified individuals, regardless of gender, religion, or disability.

This inclusive policy reflects NBP’s commitment to diversity, merit-based recruitment, and professional fairness.


—

Why This Role Matters

This position offers a unique chance to contribute to NBP’s mission of stabilizing and strengthening Pakistan’s financial ecosystem. As the Relationship Manager for Asset Rehabilitation and Recoveries, you will be directly involved in:

Reviving distressed assets,

Managing non-performing loans,

Supporting the Bank’s sustainability goals, and

Helping safeguard the national economy.


It’s more than a job—it’s an opportunity to serve the nation through financial responsibility, innovation, and leadership.


—

Final Thoughts

The National Bank of Pakistan continues to evolve as a forward-thinking financial institution. By joining as a Relationship Manager – Asset Rehabilitation and Recoveries, you’re not only advancing your career but also contributing to Pakistan’s economic progress.

NBP’s vision for a “future-fit, agile, and sustainable bank” is built on capable professionals who can navigate challenges, uphold integrity, and drive meaningful results.

If you possess the experience, determination, and vision to make a difference, this is your moment to take the next step in your career journey.

Apply today at www.sidathyder.com.pk/careers and be part of a legacy that continues to empower Pakistan’s financial landscape.